I’ve seen a lot of users lately running into the crypto.com declined by issuer error when trying to use their Crypto.com card. It can be really frustrating, especially if you have enough balance and your card seems to be in good standing.

From my experience and research, here are a few common reasons this issue pops up:

• Your card has reached its daily or monthly spending limit

• The merchant is not supported by Crypto.com

• There’s a security block due to suspicious activity

• Your card is expired or hasn’t been activated properly

• Temporary system or network errors within the app

To fix it, try checking your transaction limits and making sure you’ve completed all KYC verification steps. Sometimes, a simple app refresh or re-login can solve it too. If the issue persists, reaching out to Crypto.com support usually helps.

I also found a helpful article that breaks down the problem and offers easy step-by-step fixes. It really cleared things up for me.

Is anyone else here experiencing the crypto.com declined by issuer issue? Would love to hear what worked for you or if you’ve found other solutions.